@import "https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Outfit:wght@400;500;600;700;800;900&family=Plus+Jakarta+Sans:wght@500;600;700;800&display=swap";:root{--primary-color:#0d2844;--primary-dark:#071727;--secondary-color:#0f3356;--accent-color:#e88226;--accent-hover:#d06f16;--accent-light:#fff7ed;--primary-gradient:linear-gradient(135deg, #071727 0%, #0d2844 55%, #163b63 100%);--accent-gradient:linear-gradient(135deg, #f59e0b 0%, #e88226 50%, #d97706 100%);--accent-gradient-hover:linear-gradient(135deg, #fbbf24 0%, #ea580c 100%);--card-gradient:linear-gradient(180deg, #fff 0%, #f8fafc 100%);--dark-gradient:linear-gradient(145deg, #071727 0%, #0b223b 100%);--text-dark:#1e293b;--text-body:#334155;--text-muted:#64748b;--text-light:#fff;--text-subtle:#94a3b8;--bg-primary:#fff;--bg-secondary:#f8fafc;--bg-tertiary:#f1f5f9;--bg-dark:#071727;--bg-dark-alt:#0b223b;--border-color:#e2e8f0;--border-light:#f1f5f9;--border-focus:#e88226;--shadow-xs:0 1px 2px 0 #0f172a0d;--shadow-sm:0 2px 6px -1px #0f172a0f;--shadow-md:0 6px 16px -2px #0d284414;--shadow-lg:0 12px 30px -4px #0d28441f;--shadow-xl:0 22px 48px -8px #0d284429;--shadow-glow:0 0 25px #e8822659;--card-shadow:0 4px 20px -2px #0d284412;--hover-shadow:0 16px 36px -4px #0d284424;--nav-shadow:0 4px 20px #0717270f;--glass-bg:#ffffffe0;--glass-border:#fff9;--glass-dark-bg:#071727d9;--glass-dark-border:#ffffff14;--radius-xs:4px;--radius-sm:8px;--radius-md:12px;--radius-lg:16px;--radius-xl:24px;--radius-pill:9999px;--font-primary:"Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--font-heading:"Outfit", "Montserrat", -apple-system, sans-serif;--spacing-xs:.25rem;--spacing-sm:.5rem;--spacing-md:1rem;--spacing-lg:1.5rem;--spacing-xl:2rem;--spacing-xxl:3.5rem;--spacing-section:5.5rem;--transition-fast:.2s cubic-bezier(.16, 1, .3, 1);--transition-normal:.3s cubic-bezier(.16, 1, .3, 1);--transition-slow:.5s cubic-bezier(.16, 1, .3, 1);--transition-bounce:.4s 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0;width:100%;position:relative}.section-bg{background-color:var(--bg-secondary)}.section-dark{background:var(--dark-gradient);color:var(--text-light);position:relative;overflow:hidden}.section-dark h1,.section-dark h2,.section-dark h3,.section-dark p{color:var(--text-light)}.section-header{text-align:center;margin-bottom:var(--spacing-xxl);max-width:820px;margin-left:auto;margin-right:auto}.section-header h2{margin-bottom:var(--spacing-sm);color:var(--primary-color);letter-spacing:-.02em;text-align:center;font-size:2.35rem;font-weight:800;line-height:1.25}.section-header p{color:var(--text-muted);margin-top:var(--spacing-xs);text-align:center;font-size:1.125rem;line-height:1.65}.section-dark .section-header h2{color:var(--text-light)}.section-dark .section-header p{color:#cbd5e1;text-align:center}.section-label{background:var(--accent-light);color:var(--accent-color);letter-spacing:.08em;text-transform:uppercase;border-radius:var(--radius-pill);border:1px solid #e8822640;align-items:center;gap:.4rem;margin-bottom:.85rem;padding:.35rem 1rem;font-size:.8rem;font-weight:700;display:inline-flex;box-shadow:0 2px 8px #e8822614}.section-dark .section-label{color:#fbbf24;background:#e8822626;border-color:#fbbf244d}.badge-pill{border-radius:var(--radius-pill);align-items:center;gap:.35rem;padding:.25rem .75rem;font-size:.75rem;font-weight:600;line-height:1.4;display:inline-flex}.badge-pill-accent{background:var(--accent-light);color:var(--accent-color);border:1px solid #e8822640}.badge-pill-primary{color:var(--primary-color);background:#0d284414}.btn{border-radius:var(--radius-pill);transition:all var(--transition-normal);letter-spacing:.2px;cursor:pointer;white-space:nowrap;justify-content:center;align-items:center;gap:.5rem;padding:.8rem 1.85rem;font-size:.95rem;font-weight:600;text-decoration:none;display:inline-flex;position:relative;overflow:hidden}.btn:active{transform:scale(.98)}.btn-primary{background:var(--accent-gradient);border:none;box-shadow:0 4px 16px #e8822659;color:var(--text-light)!important}.btn-primary:hover{background:var(--accent-gradient-hover);transform:translateY(-2px);box-shadow:0 8px 24px #e8822673;color:var(--text-light)!important}.btn-secondary{background:var(--primary-gradient);border:1px solid #ffffff1a;box-shadow:0 4px 16px #0d284433;color:var(--text-light)!important}.btn-secondary:hover{transform:translateY(-2px);box-shadow:0 8px 24px #0d28444d;color:var(--text-light)!important}.btn-outline{color:var(--primary-color);border:2px solid var(--primary-color);background-color:#0000}.btn-outline:hover{background:var(--primary-gradient);color:var(--text-light);box-shadow:var(--shadow-md);border-color:#0000;transform:translateY(-2px)}.btn-outline-white{color:var(--text-light);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background-color:#ffffff14;border:1.5px solid #ffffffb3}.btn-outline-white:hover{background-color:var(--text-light);color:var(--primary-color);border-color:var(--text-light);transform:translateY(-2px);box-shadow:0 8px 24px #0003}.btn-glass{color:var(--text-light);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#ffffff26;border:1px solid #ffffff4d}.btn-glass:hover{color:var(--text-light);background:#ffffff47;transform:translateY(-2px)}.card{background-color:var(--bg-primary);border-radius:var(--radius-lg);padding:var(--spacing-xl);box-shadow:var(--card-shadow);transition:all var(--transition-normal);border:1px solid 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p{text-align:center}.gradient-text{background:var(--accent-gradient);-webkit-text-fill-color:transparent;-webkit-background-clip:text;display:inline-block}.py-xs{padding-top:var(--spacing-xs);padding-bottom:var(--spacing-xs)}.py-sm{padding-top:var(--spacing-sm);padding-bottom:var(--spacing-sm)}.py-md{padding-top:var(--spacing-md);padding-bottom:var(--spacing-md)}.py-lg{padding-top:var(--spacing-lg);padding-bottom:var(--spacing-lg)}.py-xl{padding-top:var(--spacing-xl);padding-bottom:var(--spacing-xl)}.py-xxl{padding-top:var(--spacing-xxl);padding-bottom:var(--spacing-xxl)}.my-sm{margin-top:var(--spacing-sm);margin-bottom:var(--spacing-sm)}.my-md{margin-top:var(--spacing-md);margin-bottom:var(--spacing-md)}.my-lg{margin-top:var(--spacing-lg);margin-bottom:var(--spacing-lg)}.my-xl{margin-top:var(--spacing-xl);margin-bottom:var(--spacing-xl)}.form-group{margin-bottom:var(--spacing-md);gap:var(--spacing-xs);flex-direction:column;display:flex}.form-group label{color:var(--primary-color);letter-spacing:.2px;font-size:.88rem;font-weight:600}.form-control{border:1.5px solid var(--border-color);border-radius:var(--radius-sm);background-color:var(--bg-primary);color:var(--text-dark);transition:all var(--transition-fast);width:100%;padding:.85rem 1.15rem;font-size:.95rem}.form-control:focus{border-color:var(--accent-color);outline:none;box-shadow:0 0 0 3.5px #e882262e}.form-control::placeholder{color:var(--text-subtle)}.shadow-sm{box-shadow:var(--shadow-sm)}.shadow-md{box-shadow:var(--shadow-md)}.shadow-lg{box-shadow:var(--shadow-lg)}.shadow-xl{box-shadow:var(--shadow-xl)}@media (width<=1024px){html{font-size:15px}.grid-4,.grid-3{gap:var(--spacing-lg);grid-template-columns:repeat(2,1fr)}:root{--spacing-section:4rem}}@media (width<=768px){html{font-size:14.5px}.grid-2,.grid-3,.grid-4{gap:var(--spacing-lg);grid-template-columns:1fr}h1{font-size:2.15rem}h2{font-size:1.75rem}:root{--spacing-section:3.5rem}.section-header{margin-bottom:var(--spacing-xl)}.reverse-mobile{flex-direction:column-reverse;display:flex}}@media (width<=480px){html{font-size:14px}h1{font-size:1.85rem}h2{font-size:1.5rem}.container{padding:0 var(--spacing-md)}}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;font-size:16px}body{font-family:var(--font-primary);background-color:var(--bg-primary);color:var(--text-body);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;text-rendering:optimizelegibility;line-height:1.68;overflow-x:hidden}::-webkit-scrollbar{width:10px}::-webkit-scrollbar-track{background:#f1f5f9}::-webkit-scrollbar-thumb{background:#cbd5e1;border:2px solid #f1f5f9;border-radius:5px}::-webkit-scrollbar-thumb:hover{background:#94a3b8}::selection{color:var(--primary-dark);background:#e8822640}h1,h2,h3,h4,h5,h6{font-family:var(--font-heading);color:var(--primary-color);letter-spacing:-.02em;font-weight:800;line-height:1.2}h1{margin-bottom:var(--spacing-md);letter-spacing:-.03em;font-size:2.75rem}h2{margin-bottom:var(--spacing-md);letter-spacing:-.025em;font-size:2.15rem;position:relative}h3{margin-bottom:var(--spacing-sm);letter-spacing:-.015em;font-size:1.55rem}h4{margin-bottom:var(--spacing-xs);font-size:1.25rem}p{margin-bottom:var(--spacing-md);color:var(--text-body);text-align:justify;text-justify:inter-word;-webkit-hyphens:auto;hyphens:auto;font-size:1rem;line-height:1.72}.custom-bullets{margin:var(--spacing-sm) 0;flex-direction:column;gap:.85rem;padding-left:0;display:flex}.custom-bullets li{color:var(--text-body);text-align:justify;text-justify:inter-word;padding-left:1.6rem;font-size:.96rem;line-height:1.65;position:relative}.custom-bullets li:before{content:"✦";color:var(--accent-color);font-size:.9rem;font-weight:700;position:absolute;top:0;left:0}a{color:inherit;transition:all var(--transition-fast);text-decoration:none}img{max-width:100%;height:auto;display:block}ul{list-style:none}button,input,select,textarea{font-family:inherit;font-size:inherit;background:0 0;border:none;outline:none}button{cursor:pointer}.active-link{font-weight:600;color:var(--accent-color)!important}@keyframes fadeIn{0%{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeInUp{0%{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}@keyframes pulseGlow{0%,to{box-shadow:0 0 20px #e8822659}50%{box-shadow:0 0 35px #e88226a6}}@keyframes float{0%,to{transform:translateY(0)}50%{transform:translateY(-8px)}}@keyframes shimmer{0%{background-position:-200% 0}to{background-position:200% 0}}.animate-fade-in{animation:fadeIn var(--transition-normal) forwards}.animate-float{animation:4s ease-in-out infinite float}.circular-carousel{--cc-fade:#000;--cc-radius:12px;--cc-inner:.4;touch-action:pan-y;-webkit-user-select:none;user-select:none;-webkit-tap-highlight-color:transparent;outline:none;width:100%;height:100%;position:relative;overflow:hidden}.circular-carousel[data-axis=x]{touch-action:pan-x}.circular-carousel[data-draggable]{cursor:grab}.circular-carousel[data-dragging]{cursor:grabbing}.circular-carousel:focus-visible{box-shadow:inset 0 0 0 2px #80808c8c}.circular-carousel__view{position:absolute;inset:0}.circular-carousel[data-shape=wheel] .circular-carousel__view{-webkit-mask-image:linear-gradient(#0000,#000 18% 82%,#0000);mask-image:linear-gradient(#0000,#000 18% 82%,#0000)}.circular-carousel[data-shape=panorama] .circular-carousel__view{-webkit-mask-image:linear-gradient(90deg,#0000,#000 12% 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#0000;position:absolute}.circular-carousel__frame{width:100%;position:absolute;top:0;left:0;overflow:hidden}.circular-carousel__photo{object-fit:cover;pointer-events:none;-webkit-user-select:none;user-select:none;-webkit-user-drag:none;max-width:none;display:block;position:absolute}.circular-carousel__photo--leaving{animation:.7s cubic-bezier(.33,1,.68,1) both circular-carousel-leave}.circular-carousel__shade,.circular-carousel__inner{pointer-events:none;position:absolute;inset:0}.circular-carousel__shade{background:var(--cc-fade);opacity:var(--cc-depth,0)}.circular-carousel__inner{opacity:var(--cc-inner);background:#000}.circular-carousel__caption{color:inherit;text-align:center;pointer-events:none;flex-direction:column;align-items:center;gap:6px;padding:0 16px;animation:.9s both 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circular-carousel-title{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}@keyframes circular-carousel-leave{0%{opacity:1}to{opacity:0}}@keyframes circular-carousel-reveal{0%{opacity:0}to{opacity:1}}@media (prefers-reduced-motion:reduce){.circular-carousel__stage,.circular-carousel__reel{transition:none}.circular-carousel__caption,.circular-carousel__title{animation:none}}:root{--pc-ink:#0d2844;--pc-muted:#64748b;--pc-paper:#f8fafc;--pc-surface:#fff;--pc-line:#e2e8f0;--pc-accent:#e88226;--pc-accent-hover:#d06f16;--pc-accent-gradient:linear-gradient(135deg, #f59e0b 0%, #e88226 50%, #d97706 100%);--pc-accent-ink:#fff;--pc-coral:#e88226;--pc-rail:#071727;--pc-rail-muted:#94a3b8;--pc-shadow:0 20px 48px #0d284414;--pc-serif:"Outfit", "Montserrat", "Inter", -apple-system, sans-serif;--pc-sans:"Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif}.policy-page-wrapper{background:var(--pc-paper);color:var(--pc-ink);font-family:var(--pc-sans);min-height:100vh;padding-top:76px;font-size:1rem;line-height:1.7}.policy-reading-progress{z-index:999;background:var(--pc-accent-gradient);width:0;height:4px;transition:width .1s linear;position:fixed;top:76px;left:0}.policy-shell{grid-template-columns:minmax(260px,21vw) minmax(0,1fr);min-height:calc(100vh - 76px);display:grid}.policy-rail{color:#fff;background:radial-gradient(circle at 18% 88%,#e8822624,#0000 35%),linear-gradient(160deg,#071727 0%,#0d2844 55%,#0f3356 100%);border-right:1px solid #ffffff14;flex-direction:column;height:calc(100vh - 76px);padding:2rem clamp(1.4rem,3vw,2.5rem);display:flex;position:sticky;top:76px;overflow-y:auto}.policy-rail::-webkit-scrollbar{width:5px}.policy-rail::-webkit-scrollbar-thumb{background:#fff3;border-radius:4px}.policy-brand{color:#fff;letter-spacing:.13em;text-transform:uppercase;align-items:center;gap:.85rem;font-size:.82rem;font-weight:750;line-height:1.25;text-decoration:none;transition:opacity .2s;display:inline-flex}.policy-brand:hover{opacity:.9}.policy-brand-mark{background:var(--pc-accent-gradient);width:2.4rem;height:2.4rem;color:var(--pc-accent-ink);font-family:var(--pc-serif);border-radius:50%;flex:none;place-items:center;font-size:1.35rem;font-weight:700;display:grid;box-shadow:0 4px 14px #e8822659}.policy-rail-label{color:var(--pc-rail-muted);letter-spacing:.14em;text-transform:uppercase;margin:clamp(2.5rem,5vh,4rem) 0 1rem;font-size:.75rem;font-weight:700}.policy-nav-list{gap:.5rem;margin:0;padding:0;list-style:none;display:grid}.policy-nav-link{color:#cbd5e1;border:1px solid #0000;border-radius:.5rem;grid-template-columns:2rem 1fr;align-items:baseline;gap:.7rem;padding:.75rem .85rem;font-size:.93rem;line-height:1.35;text-decoration:none;transition:all .2s;display:grid}.policy-nav-link:hover{color:#fff;background:#ffffff14;border-color:#ffffff2e}.policy-nav-link.active,.policy-nav-link[aria-current=page]{background:var(--pc-accent-gradient);color:var(--pc-accent-ink);font-weight:700;box-shadow:0 4px 16px #e8822659}.policy-nav-number{font-family:var(--pc-serif);opacity:.85;font-size:.82rem}.policy-nav-link.active .policy-nav-number,.policy-nav-link[aria-current=page] .policy-nav-number{color:#fff;opacity:.95}.policy-rail-back{border-top:1px solid #ffffff1a;margin-top:1.8rem;padding-top:1.2rem}.policy-back-btn{color:var(--pc-rail-muted);letter-spacing:.04em;align-items:center;gap:.5rem;font-size:.82rem;font-weight:600;text-decoration:none;transition:color .2s;display:inline-flex}.policy-back-btn:hover{color:var(--pc-accent)}.policy-rail-note{color:var(--pc-rail-muted);margin-top:auto;padding-top:2rem;font-size:.78rem;line-height:1.55}.policy-rail-note strong{color:#fff}.policy-mobile-bar{display:none}.policy-main{background:var(--pc-paper);min-width:0}.policy-page-wrap{width:min(100%,1040px);margin:0 auto;padding:clamp(2rem,5vw,4.5rem) clamp(1.25rem,5vw,4.5rem) 5rem}.policy-eyebrow{color:var(--pc-muted);letter-spacing:.14em;text-transform:uppercase;align-items:center;gap:.65rem;margin:0 0 1.4rem;font-size:.78rem;font-weight:750;display:inline-flex}.policy-eyebrow:before{content:"";background:var(--pc-coral);width:2.4rem;height:2px}.policy-page-wrap h1{max-width:780px;font-family:var(--pc-serif);letter-spacing:-.055em;color:var(--pc-ink);margin:0;font-size:clamp(2.8rem,6.5vw,5.5rem);font-weight:500;line-height:.96}.policy-lede{max-width:700px;color:var(--pc-muted);margin:1.8rem 0 0;font-size:clamp(1.05rem,2vw,1.25rem);line-height:1.65}.policy-meta-strip{border-block:1px solid var(--pc-line);grid-template-columns:repeat(3,1fr);margin:2.4rem 0 0;display:grid}.policy-meta-item{padding:1rem 1rem 1rem 0}.policy-meta-item+.policy-meta-item{border-left:1px solid var(--pc-line);padding-left:1rem}.policy-meta-item span{color:var(--pc-muted);letter-spacing:.1em;text-transform:uppercase;font-size:.74rem;font-weight:700;display:block}.policy-meta-item strong{color:var(--pc-ink);margin-top:.15rem;font-size:.95rem;display:block}.policy-summary{background:#fff7ed;border:1px solid #e8822647;border-radius:.75rem;margin:2.8rem 0;padding:1.5rem 1.6rem 1.55rem 4.6rem;position:relative;box-shadow:0 4px 20px #0d28440f}.policy-summary:before{content:"i";background:var(--pc-accent-gradient);color:#fff;width:2.1rem;height:2.1rem;font-family:var(--pc-serif);border-radius:50%;place-items:center;font-style:italic;font-weight:700;display:grid;position:absolute;top:1.55rem;left:1.55rem;box-shadow:0 2px 8px #e8822640}.policy-summary strong{color:var(--pc-ink);margin-bottom:.3rem;font-size:1rem;display:block}.policy-summary p{color:#334155;margin:0;line-height:1.65}.policy-document-grid{grid-template-columns:minmax(140px,190px) minmax(0,1fr);gap:clamp(2rem,5vw,4.5rem);margin-top:4rem;display:grid}.policy-toc{align-self:start;position:sticky;top:calc(76px + 2rem)}.policy-toc h2{font-family:var(--pc-sans);letter-spacing:.13em;text-transform:uppercase;color:var(--pc-ink);margin:0 0 .9rem;font-size:.73rem;font-weight:700}.policy-toc a{color:var(--pc-muted);padding:.38rem 0;font-size:.85rem;line-height:1.35;text-decoration:none;transition:color .15s;display:block}.policy-toc 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strong{color:var(--pc-ink)}.policy-hub-cards{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem;margin-top:3.5rem;display:grid}.policy-hub-card{border:1px solid var(--pc-line);background:var(--pc-surface);min-height:280px;color:inherit;box-shadow:var(--pc-shadow);border-radius:.8rem;flex-direction:column;padding:1.8rem;text-decoration:none;transition:transform .2s,box-shadow .2s,border-color .2s;display:flex;position:relative;overflow:hidden}.policy-hub-card:after{content:attr(data-number);color:#0d28440a;font-family:var(--pc-serif);pointer-events:none;font-size:9rem;line-height:1;position:absolute;bottom:-2.3rem;right:-.2rem}.policy-hub-card:hover{border-color:#e8822666;transform:translateY(-5px);box-shadow:0 16px 36px -4px #0d28441f}.policy-hub-card:first-child{border-top:3px solid #e88226}.policy-hub-card:nth-child(2){background:#fff;border-top:3px solid #0d2844}.policy-hub-card:nth-child(3){background:#fff;border-top:3px solid 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h2{column-span:all}.policy-hub-cards{grid-template-columns:1fr}.policy-hub-card{min-height:220px}.policy-section .comparison{display:block;overflow-x:auto}}@media print{.policy-rail,.policy-mobile-bar,.policy-reading-progress,.policy-toc{display:none!important}.policy-shell{display:block}.policy-page-wrap{width:100%;max-width:none;padding:0}.policy-document-grid{display:block}.policy-page-wrapper{background:#fff;padding-top:0}}.scroll-stack-scroller{overscroll-behavior:auto;-webkit-overflow-scrolling:touch;scroll-behavior:smooth;will-change:scroll-position;width:100%;height:100%;position:relative;overflow:visible auto;transform:translateZ(0)}.scroll-stack-scroller::-webkit-scrollbar{background:0 0;width:0;display:none}.scroll-stack-scroller{scrollbar-width:none;-ms-overflow-style:none}.scroll-stack-inner{min-height:100%;padding:24px 2rem 35rem}@media (width<=768px){.scroll-stack-inner{padding:16px .75rem 28rem}}.scroll-stack-card-wrapper{position:relative}.scroll-stack-card{transform-origin:top;will-change:transform, filter;backface-visibility:hidden;transform-style:preserve-3d;box-shadow:none;box-sizing:border-box;border-radius:24px;width:100%;max-width:960px;height:auto;min-height:auto;margin:16px auto;padding:0;position:relative;transform:translateZ(0)}@media (width<=768px){.scroll-stack-card{border-radius:20px;min-height:auto;margin:12px auto;padding:0}}.scroll-stack-end{width:100%;height:1px}